Natural hazards · McCord

McCord, OK natural hazards

Most of the natural-hazard damage FEMA expects in McCord comes from inland flooding, and overall the risk is high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is McCord?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in McCord to be higher than in 77% of U.S. communities, mostly from inland flooding and drought.

Inland flooding34%Drought22%Tornadoes12%Wildfire10%Cold waves8%Heat waves6%Everything else7%

By hazard

What McCord faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

34% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about 2 times a year in the area

Drought

22% of expected damage

Recorded about 62 times a year in the area

Tornadoes

12% of expected damage

Above average · higher than 74% of U.S. places

Recorded about once every 2 years in the area

Wildfire

10% of expected damage

Well above average · higher than 98% of U.S. places

Cold waves

8% of expected damage

Below average · higher than 33% of U.S. places

Recorded about 2 times a year in the area

Heat waves

6% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about 24 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does McCord flood?

FEMA's records show no paid flood insurance claims in McCord.

of homes in flood zones
are insured

of all homes
are insured

No community discount. McCord isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Osage County.

Disasters that hit McCord

Federal disasters declared here

None of the disasters declared for Osage County shows FEMA aid or repair money reaching McCord itself in FEMA’s records.

Brought FEMA money into McCordDeclared for Osage County only

Osage County has had 35 natural disasters declared since 1953, most often severe storms and ice storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. McCord is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to McCord’s own flood-insurance community; household aid to the registrant’s city; repair grants to McCord. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.