Natural hazards · Lovell

Lovell, OK natural hazards

Most of the natural-hazard damage FEMA expects in Lovell comes from cold waves, and overall the risk is very high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Lovell?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Lovell to be higher than in 80% of U.S. communities, mostly from cold waves and inland flooding.

Cold waves23%Inland flooding22%Tornadoes22%Drought15%Heat waves6%Everything else12%

By hazard

What Lovell faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

23% of expected damage

Below average · higher than 37% of U.S. places

Recorded about 2 times a year in the area

Inland flooding

22% of expected damage

Above average · higher than 73% of U.S. places

Recorded about once every 2 years in the area

Tornadoes

22% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 3 years in the area

Drought

15% of expected damage

Recorded about 47 times a year in the area

Heat waves

6% of expected damage

Above average · higher than 71% of U.S. places

Recorded about 19 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Lovell flood?

FEMA's records show no paid flood insurance claims in Lovell.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Lovell isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Logan County.

Disasters that hit Lovell

Federal disasters declared here

None of the disasters declared for Logan County shows FEMA aid or repair money reaching Lovell itself in FEMA’s records.

Brought FEMA money into LovellDeclared for Logan County only

Logan County has had 37 natural disasters declared since 1953, most often severe storms and ice storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Lovell is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Lovell’s own flood-insurance community; household aid to the registrant’s city; repair grants to Lovell. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.