Natural hazards · Lotsee

Lotsee, OK natural hazards

Most of the natural-hazard damage FEMA expects in Lotsee comes from inland flooding, and overall the risk is high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Lotsee?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Lotsee to be higher than in 76% of U.S. communities, mostly from inland flooding and heat waves.

Inland flooding49%Heat waves24%Tornadoes13%Wildfire5%Everything else10%

By hazard

What Lotsee faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

49% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about 5 times a year in the area

Heat waves

24% of expected damage

Above average · higher than 54% of U.S. places

Recorded about 26 times a year in the area

Tornadoes

13% of expected damage

Above average · higher than 64% of U.S. places

Recorded about once every 21 years in the area

Wildfire

5% of expected damage

Well above average · higher than 95% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherCold wavesEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Lotsee flood?

FEMA's records show no paid flood insurance claims in Lotsee.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Lotsee isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Tulsa County.

Disasters that hit Lotsee

Federal disasters declared here

None of the disasters declared for Tulsa County shows FEMA aid or repair money reaching Lotsee itself in FEMA’s records.

Brought FEMA money into LotseeDeclared for Tulsa County only

Tulsa County has had 32 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Lotsee is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Lotsee’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Lotsee. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.