Natural hazards · Lone Chimney

Lone Chimney, OK natural hazards

Most of the natural-hazard damage FEMA expects in Lone Chimney comes from drought, and overall the risk is very high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Lone Chimney?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Lone Chimney to be higher than in 86% of U.S. communities, mostly from drought and inland flooding.

Drought25%Inland flooding24%Cold waves15%Tornadoes11%Wildfire9%Ice storms5%Everything else12%

By hazard

What Lone Chimney faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Drought

25% of expected damage

Recorded about 58 times a year in the area

Inland flooding

24% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about once a year in the area

Cold waves

15% of expected damage

Below average · higher than 34% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

11% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about once every 2 years in the area

Wildfire

9% of expected damage

Well above average · higher than 98% of U.S. places

Ice storms

5% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesHailWinter weatherHeat wavesEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Lone Chimney flood?

FEMA's records show no paid flood insurance claims in Lone Chimney.

of all homes
are insured

No community discount. Lone Chimney isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Pawnee County.

Disasters that hit Lone Chimney

Federal disasters declared here

None of the disasters declared for Pawnee County shows FEMA aid or repair money reaching Lone Chimney itself in FEMA’s records.

Brought FEMA money into Lone ChimneyDeclared for Pawnee County only

Pawnee County has had 28 natural disasters declared since 1953, most often ice storms and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Lone Chimney is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Lone Chimney’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Lone Chimney. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.