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Natural hazards · Locust Grove

Locust Grove, OK natural hazards

Most of the natural-hazard damage FEMA expects in Locust Grove comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 2 claims here since 2008. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Locust Grove?

75
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Locust Grove to be higher than in 75% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding46%Tornadoes18%Heat waves9%Ice storms8%Strong wind6%Cold waves5%Everything else9%
By hazard

What Locust Grove faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

46% of expected damage
Well above average · higher than 83% of U.S. places
Recorded about 2 times a year in the area

Tornadoes

18% of expected damage
Above average · higher than 54% of U.S. places
Recorded about once every 15 years in the area

Heat waves

9% of expected damage
Well above average · higher than 89% of U.S. places
Recorded about 23 times a year in the area

Ice storms

8% of expected damage
Well above average · among the top 1% of U.S. places
Recorded about once a year in the area

Strong wind

6% of expected damage
Well above average · higher than 86% of U.S. places
Recorded about 7 times a year in the area

Cold waves

5% of expected damage
Below average · higher than 42% of U.S. places
Recorded about 2 times a year in the area

Lower here

HurricanesHailWinter weatherWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Locust Grove flood?

Every paid claim on a federal flood insurance policy in Locust Grove, from FEMA’s records.

2paid claims since 2008
$27Kpaid to owners
0homes flooded more than once
20082026
of homes in flood zones
are insured
of all homes
are insured
No community discount. Locust Grove isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Mayes County.

What’s been done with FEMA grants

11storm safe rooms built
Disasters that hit Locust Grove

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Locust Grove itself: aid to households, or repair grants to the Town of Locust Grove.

Brought FEMA money into Locust GroveDeclared for Mayes County only
2024

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

3 households applied for aid $7K aid approved
2023

Severe Storms, Straight-Line Winds, and Tornadoes

$20K to the Town of Locust Grove for repairs
2019

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

20 households applied for aid $7K aid approved
2015

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

5 households applied for aid $2K aid approved
2011

Severe Winter Storm and Snowstorm

$4K to the Town of Locust Grove for repairs
2008

Severe Storms, Tornadoes, and Flooding

$7K to the Town of Locust Grove for repairs
2007

Severe Winter Storms

$26K to the Town of Locust Grove for repairs
Mayes County has had 22 natural disasters declared since 1953, most often severe storms and ice storms.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Locust Grove is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Locust Grove’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Locust Grove. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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