Natural hazards · Lindsay

Lindsay, OK natural hazards

Most of the natural-hazard damage FEMA expects in Lindsay comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 22 claims here since 1983. 8 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Lindsay?

79
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Lindsay to be higher than in 79% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding39%Tornadoes24%Hail8%Strong wind7%Heat waves5%Everything else17%
By hazard

What Lindsay faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

39% of expected damage
Well above average · higher than 77% of U.S. places
Recorded about once a year in the area

Tornadoes

24% of expected damage
Well above average · among the top 1% of U.S. places
Recorded about once every 68 years in the area

Hail

8% of expected damage
Well above average · higher than 97% of U.S. places
Recorded about 12 times a year in the area

Strong wind

7% of expected damage
Well above average · among the top 1% of U.S. places
Recorded about 5 times a year in the area

Heat waves

5% of expected damage
Well above average · higher than 79% of U.S. places
Recorded about 19 times a year in the area

Lower here

HurricanesIce stormsWinter weatherCold wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Lindsay flood?

Every paid claim on a federal flood insurance policy in Lindsay, from FEMA’s records.

22paid claims since 1983
$212Kpaid to owners
2homes flooded more than once
19832026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Lindsay isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Garvin County.

What’s been done with FEMA grants

10storm safe rooms built
Disasters that hit Lindsay

8 federal disasters brought FEMA money here

Disasters the President declared that paid out in Lindsay itself: aid to households, or repair grants to the City of Lindsay.

Brought FEMA money into LindsayDeclared for Garvin County only
2015

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

10 households applied for aid $22K aid approved $18K to the City of Lindsay for repairs
2010

Severe Storms, Tornadoes, and Straight-Line Winds

7 households applied for aid $1K aid approved $100K to the City of Lindsay for repairs
2010

Severe Winter Storm

$164K to the City of Lindsay for repairs
2009

Severe Winter Storm

$3K to the City of Lindsay for repairs
2007

Severe Storms, Flooding, and Tornadoes

2 households applied for aid $2K aid approved
2005

Extreme Wildfire Threat

7 households applied for aid $10K aid approved $937 to the City of Lindsay for repairs
2003

Severe Storms and Tornadoes

1 household applied for aid $2K aid approved
2000

Severe Winter Ice Storm

$51K to the City of Lindsay for repairs
Garvin County has had 25 natural disasters declared since 1953, most often severe storms and ice storms.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Lindsay covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Lindsay’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Lindsay. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Lindsay total about $2.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01