Natural hazards · Lebanon

Lebanon, OK natural hazards

Most of the natural-hazard damage FEMA expects in Lebanon comes from tornadoes, and overall the risk is high for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Lebanon?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Lebanon to be higher than in 72% of U.S. communities, mostly from tornadoes and inland flooding.

Tornadoes26%Inland flooding25%Strong wind11%Drought9%Heat waves7%Wildfire6%Everything else17%

By hazard

What Lebanon faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Tornadoes

26% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about once every 5 years in the area

Inland flooding

25% of expected damage

Above average · higher than 60% of U.S. places

Recorded about once every 3 years in the area

Strong wind

11% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 3 times a year in the area

Drought

9% of expected damage

Recorded about 44 times a year in the area

Heat waves

7% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about 21 times a year in the area

Wildfire

6% of expected damage

Well above average · higher than 96% of U.S. places

Lower here

HurricanesIce stormsWinter weatherCold wavesEarthquakesLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Lebanon flood?

FEMA's records show no paid flood insurance claims in Lebanon.

of all homes
are insured

No community discount. Lebanon isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Marshall County.

Disasters that hit Lebanon

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Lebanon itself: aid to households, or repair grants to Lebanon.

Brought FEMA money into LebanonDeclared for Marshall County only

2015

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

6 households applied for aid $52K aid approved

Marshall County has had 14 natural disasters declared since 1953, most often severe storms and ice storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Lebanon is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Lebanon’s own flood-insurance community; household aid to the registrant’s city; repair grants to Lebanon. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.