Natural hazards · Lawrence Creek

Lawrence Creek, OK natural hazards

Most of the natural-hazard damage FEMA expects in Lawrence Creek comes from inland flooding, and overall the risk is high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Lawrence Creek?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Lawrence Creek to be higher than in 75% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding24%Tornadoes19%Cold waves18%Heat waves13%Wildfire10%Ice storms6%Everything else11%

By hazard

What Lawrence Creek faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

24% of expected damage

Above average · higher than 70% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

19% of expected damage

Above average · higher than 68% of U.S. places

Recorded about once every 11 years in the area

Cold waves

18% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about 2 times a year in the area

Heat waves

13% of expected damage

Well above average · higher than 75% of U.S. places

Recorded about 25 times a year in the area

Wildfire

10% of expected damage

Well above average · higher than 97% of U.S. places

Ice storms

6% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesHailWinter weatherEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Lawrence Creek flood?

FEMA's records show no paid flood insurance claims in Lawrence Creek.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Lawrence Creek isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Creek County.

Disasters that hit Lawrence Creek

Federal disasters declared here

None of the disasters declared for Creek County shows FEMA aid or repair money reaching Lawrence Creek itself in FEMA’s records.

Brought FEMA money into Lawrence CreekDeclared for Creek County only

Creek County has had 34 natural disasters declared since 1953, most often fires and severe storms.

Around Lawrence Creek

Lawrence Creek and the towns around it

Very lowLowModerateHighVery high

Lawrence Creekmostly inland floodingHigh

Mannfordmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Lawrence Creek is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Lawrence Creek’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Lawrence Creek. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.