Natural hazards · Latta

Latta, OK natural hazards

Most of the natural-hazard damage FEMA expects in Latta comes from tornadoes, and overall the risk is high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Latta?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Latta to be higher than in 72% of U.S. communities, mostly from tornadoes and inland flooding.

Tornadoes28%Inland flooding26%Wildfire9%Hail9%Cold waves7%Heat waves6%Everything else16%

By hazard

What Latta faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Tornadoes

28% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about once every 27 years in the area

Inland flooding

26% of expected damage

Above average · higher than 55% of U.S. places

Recorded about once a year in the area

Wildfire

9% of expected damage

Well above average · higher than 96% of U.S. places

Hail

9% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about 10 times a year in the area

Cold waves

7% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about once a year in the area

Heat waves

6% of expected damage

Above average · higher than 73% of U.S. places

Recorded about 20 times a year in the area

Lower here

HurricanesIce stormsWinter weatherEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Latta flood?

FEMA's records show no paid flood insurance claims in Latta.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Latta isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Pontotoc County.

Disasters that hit Latta

Federal disasters declared here

None of the disasters declared for Pontotoc County shows FEMA aid or repair money reaching Latta itself in FEMA’s records.

Brought FEMA money into LattaDeclared for Pontotoc County only

Pontotoc County has had 17 natural disasters declared since 1953, most often severe storms and ice storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Latta covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Latta’s own flood-insurance community; household aid to the registrant’s city; repair grants to Latta. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Latta total about $2.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.