Natural hazards · Lamar

Lamar, OK natural hazards

Most of the natural-hazard damage FEMA expects in Lamar comes from inland flooding, and overall the risk is very high for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Lamar?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Lamar to be higher than in 91% of U.S. communities, mostly from inland flooding and wildfires.

Inland flooding20%Wildfire19%Hail16%Tornadoes15%Cold waves12%Drought6%Everything else12%

By hazard

What Lamar faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

20% of expected damage

Well above average · higher than 75% of U.S. places

Recorded about once every 3 years in the area

Wildfire

19% of expected damage

Well above average · among the top 1% of U.S. places

Hail

16% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 8 times a year in the area

Tornadoes

15% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about once every 3 years in the area

Cold waves

12% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about once a year in the area

Drought

6% of expected damage

Recorded about 32 times a year in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Lamar flood?

FEMA's records show no paid flood insurance claims in Lamar.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Lamar isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Hughes County.

Disasters that hit Lamar

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Lamar itself: aid to households, or repair grants to the Town of Lamar.

Brought FEMA money into LamarDeclared for Hughes County only

2021

Severe Winter Storms

1 household applied for aid

2015

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

1 household applied for aid

2000

Severe Winter Ice Storm

$33K to the Town of Lamar for repairs

Hughes County has had 19 natural disasters declared since 1953, most often severe storms and ice storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Lamar is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Lamar’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Lamar. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.