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Natural hazards · Kingfisher

Kingfisher, OK natural hazards

Most of the natural-hazard damage FEMA expects in Kingfisher comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 204 claims here since 1980. 13 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Kingfisher?

84
Very high
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Kingfisher to be higher than in 84% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding29%Tornadoes23%Cold waves19%Hail11%Ice storms7%Strong wind6%Everything else6%
By hazard

What Kingfisher faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

29% of expected damage
Above average · higher than 74% of U.S. places
Recorded about once a year in the area

Tornadoes

23% of expected damage
Well above average · among the top 1% of U.S. places
Recorded about once every 27 years in the area

Cold waves

19% of expected damage
Below average · higher than 39% of U.S. places
Recorded about 2 times a year in the area

Hail

11% of expected damage
Well above average · among the top 1% of U.S. places
Recorded about 11 times a year in the area

Ice storms

7% of expected damage
Well above average · among the top 1% of U.S. places
Recorded about once a year in the area

Strong wind

6% of expected damage
Well above average · among the top 1% of U.S. places
Recorded about 6 times a year in the area

Lower here

HurricanesWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Kingfisher flood?

Every paid claim on a federal flood insurance policy in Kingfisher, from FEMA’s records.

204paid claims since 1980
$3.5Mpaid to owners
26homes flooded more than once
19802026

Biggest named events

  • Early summer storms: 4 claims, $71K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (8) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Kingfisher isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Kingfisher County.

What’s been done with FEMA grants

232flood-prone properties bought out and cleared
37storm safe rooms built
1buildings floodproofed
Disasters that hit Kingfisher

13 federal disasters brought FEMA money here

Disasters the President declared that paid out in Kingfisher itself: aid to households, or repair grants to the City of Kingfisher.

Brought FEMA money into KingfisherDeclared for Kingfisher County only
2020

Severe Winter Storm

$608K to the City of Kingfisher for repairs
2019

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

38 households applied for aid $84K aid approved $28K to the City of Kingfisher for repairs
2015

Severe Winter Storms and Flooding

$113K to the City of Kingfisher for repairs
2015

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

$14K to the City of Kingfisher for repairs
2013

Severe Winter Storm and Snowstorm

$9K to the City of Kingfisher for repairs
2011

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

9 households applied for aid $4K aid approved
2008

Severe Storms, Tornadoes, and Flooding

$128K to the City of Kingfisher for repairs
2007

Severe Storms, Tornadoes, and Flooding

230 households applied for aid $946K aid approved $198K to the City of Kingfisher for repairs
2007

Severe Storms, Flooding, and Tornadoes

12 households applied for aid $14K aid approved $176K to the City of Kingfisher for repairs
2002

Severe Winter Ice Storm

$521K to the City of Kingfisher for repairs
2001

Severe Storms, Flooding, and Tornadoes

$3K to the City of Kingfisher for repairs
2000

Severe Winter Ice Storm

$7K to the City of Kingfisher for repairs
1999

Ok, Tornadoes 5/3/99

$16K to the City of Kingfisher for repairs
Kingfisher County has had 31 natural disasters declared since 1953, most often severe storms and ice storms.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Kingfisher is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Kingfisher’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Kingfisher. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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