Keota’s biggest natural hazard is inland flooding
Most of the natural-hazard damage FEMA expects in Keota comes from inland flooding, and overall the risk is very high for a U.S. community. 6 federal disasters brought FEMA money into town.
What stands out about Keota’s weather risks
Read from FEMA’s records below. The page puts what stands out first.
Does Keota flood? No paid flood claims on record
FEMA’s records show no paid flood insurance claims in Keota. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.
Keota isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Haskell County.How exposed is Keota?
FEMA expects yearly storm and flood damage to homes and buildings here to be higher than in 82% of U.S. communities, mostly from inland flooding and wildfires.
Rated higher than 624 of the 838 Oklahoma towns we cover.
Keota is smaller than a census tract, so it shares the figures of the tract around its center.
What Keota faces
Each hazard’s share of the damage FEMA expects here, and how it compares with the rest of the country.
Inland flooding
Wildfire
Drought
Tornadoes
Heat waves
6 federal disasters brought FEMA money to Keota
Disasters that paid out in Keota itself (aid to households or repair grants to the Town of Keota) and its biggest flood years.
- 2024Severe Storms, Straight-Line Winds, Tornadoes, and Flooding1 household applied for aid
- 2021Severe Winter Storms3 households applied for aid$4K aid approved
- 2015Severe Storms, Tornadoes, Straight-Line Winds, and Flooding1 household applied for aid
- 2011Severe Storms and Flooding$8K to the Town of Keota for repairs
- 2001Severe Storms, Flooding, and Tornadoes$15K to the Town of Keota for repairs
- 2000Severe Winter Ice Storm$104K to the Town of Keota for repairs
Haskell County has had 26 natural disasters declared since 1953, most often severe storms and floods.
Old photos of Keota after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Keota archive →Get ready for what Keota actually faces
A short kit for its top hazards, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Clear dead leaves and brush within 5 feet of the house.
- Sign up for local alerts and know two ways out.
- Keep N95 masks for smoky days.
- On a well? Know how deep it is and watch for sputtering.
- Follow the town’s watering limits.
- Fix drips: they add up.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Most disasters here begin in April–May
The month each of Haskell County’s 26 declared disasters began, since 1953.
What these numbers can and can’t tell you
- An average, not a forecast. FEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
- Compared by rate. “Higher than N%” compares yearly damage as a share of what’s there, so a big city isn’t rated riskier just for having more buildings.
- Money that reached town. Flood claims are matched to Keota’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Keota.
- It follows property value. FEMA’s model weighs damage to buildings, so a place that recently lost many homes can rate lower than it feels.
Storm stories
Memories, warnings and help from neighbors in Keota.
Your answer becomes a post in Town Square.
Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau. Preparedness tips: Ready.gov. An average of past damage, not a forecast.