Natural hazards · Kemp

Kemp, OK natural hazards

Most of the natural-hazard damage FEMA expects in Kemp comes from tornadoes, and overall the risk is moderate for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Kemp?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Kemp to be higher than in 49% of U.S. communities, mostly from tornadoes and inland flooding.

Tornadoes27%Inland flooding22%Drought22%Heat waves9%Cold waves6%Everything else16%

By hazard

What Kemp faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Tornadoes

27% of expected damage

Above average · higher than 54% of U.S. places

Recorded about once every 14 years in the area

Inland flooding

22% of expected damage

Below average · higher than 48% of U.S. places

Recorded about once a year in the area

Drought

22% of expected damage

Recorded about 35 times a year in the area

Heat waves

9% of expected damage

Well above average · higher than 77% of U.S. places

Recorded about 21 times a year in the area

Cold waves

6% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Kemp flood?

FEMA's records show no paid flood insurance claims in Kemp.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Kemp isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Bryan County.

What’s been done with FEMA grants

1storm safe rooms built

Disasters that hit Kemp

Federal disasters declared here

None of the disasters declared for Bryan County shows FEMA aid or repair money reaching Kemp itself in FEMA’s records.

Brought FEMA money into KempDeclared for Bryan County only

Bryan County has had 19 natural disasters declared since 1953, most often severe storms and ice storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Kemp is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Kemp’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Kemp. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.