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Natural hazards · Jones

Jones, OK natural hazards

Most of the natural-hazard damage FEMA expects in Jones comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 21 claims here since 1980. 9 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Jones?

62
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Jones to be higher than in 62% of U.S. communities, mostly from inland flooding and heat waves.

Inland flooding42%Heat waves18%Tornadoes16%Hail8%Cold waves5%Everything else11%
By hazard

What Jones faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

42% of expected damage
Above average · higher than 61% of U.S. places
Recorded about 3 times a year in the area

Heat waves

18% of expected damage
Below average · higher than 45% of U.S. places
Recorded about 18 times a year in the area

Tornadoes

16% of expected damage
Well above average · higher than 97% of U.S. places
Recorded about once every 36 years in the area

Hail

8% of expected damage
Well above average · higher than 95% of U.S. places
Recorded about 11 times a year in the area

Cold waves

5% of expected damage
Above average · higher than 73% of U.S. places
Recorded about 2 times a year in the area

Lower here

HurricanesIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Jones flood?

Every paid claim on a federal flood insurance policy in Jones, from FEMA’s records.

21paid claims since 1980
$500Kpaid to owners
0homes flooded more than once
19802026
of homes in flood zones
are insured
of all homes
are insured
No community discount. Jones isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Oklahoma County.

What’s been done with FEMA grants

44storm safe rooms built
Disasters that hit Jones

9 federal disasters brought FEMA money here

Disasters the President declared that paid out in Jones itself: aid to households, or repair grants to the Town of Jones.

Brought FEMA money into JonesDeclared for Oklahoma County only
2021

Severe Winter Storms

12 households applied for aid $4K aid approved
2015

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

6 households applied for aid $970 aid approved
2013

Severe Storms, Tornadoes, and Flooding

21 households applied for aid $14K aid approved $6K to the Town of Jones for repairs
2007

Severe Winter Storms

$207K to the Town of Jones for repairs
2007

Severe Storms, Tornadoes, and Flooding

1 household applied for aid
2007

Severe Storms, Flooding, and Tornadoes

5 households applied for aid $9K aid approved
2005

Extreme Wildfire Threat

2 households applied for aid
2003

Severe Storms and Tornadoes

35 households applied for aid $71K aid approved $33K to the Town of Jones for repairs
2000

Severe Winter Ice Storm

$9K to the Town of Jones for repairs
Oklahoma County has had 42 natural disasters declared since 1953, most often severe storms and fires.
Around Jones

Jones and the towns around it

Oklahoma City: High, mostly inland floodingChoctaw: High, mostly inland floodingTuttle: High, mostly inland floodingMidwest City: Moderate, mostly inland floodingEdmond: Moderate, mostly inland floodingNewcastle: High, mostly tornadoesYukon: Moderate, mostly tornadoesDel City: High, mostly inland floodingMoore: Moderate, mostly inland floodingSpencer: Moderate, mostly inland floodingUnion City: Moderate, mostly inland floodingNorman: High, mostly inland floodingNicoma Park: Moderate, mostly inland floodingHarrah: Moderate, mostly inland floodingJones: High, mostly inland flooding JonesOklahoma CityChoctaw
Very lowLowModerateHighVery high
Jonesmostly inland floodingHigh
Oklahoma Citymostly inland floodingHigh
Choctawmostly inland floodingHigh
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Jones covers 2 census tracts, combined by population.
Money that reached townFlood claims are matched to Jones’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Town of Jones. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Jones total about $2.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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