Natural hazards · Ingalls

Ingalls, OK natural hazards

Most of the natural-hazard damage FEMA expects in Ingalls comes from cold waves, and overall the risk is high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Ingalls?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Ingalls to be higher than in 75% of U.S. communities, mostly from cold waves and inland flooding.

Cold waves28%Inland flooding24%Tornadoes19%Wildfire9%Hail6%Everything else14%

By hazard

What Ingalls faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

28% of expected damage

Below average · higher than 36% of U.S. places

Recorded about 2 times a year in the area

Inland flooding

24% of expected damage

Above average · higher than 60% of U.S. places

Recorded about once a year in the area

Tornadoes

19% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 6 years in the area

Wildfire

9% of expected damage

Well above average · higher than 97% of U.S. places

Hail

6% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about 11 times a year in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Ingalls flood?

FEMA's records show no paid flood insurance claims in Ingalls.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Ingalls isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Payne County.

Disasters that hit Ingalls

Federal disasters declared here

None of the disasters declared for Payne County shows FEMA aid or repair money reaching Ingalls itself in FEMA’s records.

Brought FEMA money into IngallsDeclared for Payne County only

Payne County has had 31 natural disasters declared since 1953, most often severe storms and fires.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Ingalls is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Ingalls’s own flood-insurance community; household aid to the registrant’s city; repair grants to Ingalls. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.