Natural hazards · Hooker

Hooker, OK natural hazards

Most of the natural-hazard damage FEMA expects in Hooker comes from drought, and overall the risk is low for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Hooker?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Hooker to be higher than in 25% of U.S. communities, mostly from drought and cold waves.

Drought61%Cold waves20%Tornadoes6%Inland flooding5%Everything else8%

By hazard

What Hooker faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Drought

61% of expected damage

Recorded about 126 times a year in the area

Cold waves

20% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

6% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about once every 3 years in the area

Inland flooding

5% of expected damage

Well below average · higher than 16% of U.S. places

Recorded about once every 2 years in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Hooker flood?

FEMA's records show no paid flood insurance claims in Hooker.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Hooker isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Texas County.

Disasters that hit Hooker

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Hooker itself: aid to households, or repair grants to the City of Hooker.

Brought FEMA money into HookerDeclared for Texas County only

2010

Severe Winter Storm

$3K to the City of Hooker for repairs

2006

Severe Winter Storm

$7K to the City of Hooker for repairs

2003

Severe Storms and Tornadoes

6 households applied for aid $7K aid approved

Texas County has had 17 natural disasters declared since 1953, most often severe storms and ice storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Hooker is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Hooker’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Hooker. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.