Natural hazards · Homestead

Homestead, OK natural hazards

Most of the natural-hazard damage FEMA expects in Homestead comes from hail, and overall the risk is very high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Homestead?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Homestead to be higher than in 84% of U.S. communities, mostly from hail and inland flooding.

Hail19%Inland flooding18%Drought15%Ice storms13%Tornadoes12%Cold waves11%Everything else12%

By hazard

What Homestead faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hail

19% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 9 times a year in the area

Inland flooding

18% of expected damage

Below average · higher than 45% of U.S. places

Recorded about once every 2 years in the area

Drought

15% of expected damage

Recorded about 67 times a year in the area

Ice storms

13% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once a year in the area

Tornadoes

12% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about once every 7 years in the area

Cold waves

11% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Homestead flood?

FEMA's records show no paid flood insurance claims in Homestead.

of all homes
are insured

No community discount. Homestead isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Blaine County.

Disasters that hit Homestead

Federal disasters declared here

None of the disasters declared for Blaine County shows FEMA aid or repair money reaching Homestead itself in FEMA’s records.

Brought FEMA money into HomesteadDeclared for Blaine County only

Blaine County has had 27 natural disasters declared since 1953, most often severe storms and ice storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Homestead is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Homestead’s own flood-insurance community; household aid to the registrant’s city; repair grants to Homestead. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.