Natural hazards · Headrick

Headrick, OK natural hazards

Most of the natural-hazard damage FEMA expects in Headrick comes from strong winds, and overall the risk is very high for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Headrick?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Headrick to be higher than in 100% of U.S. communities, mostly from strong winds.

Strong wind69%Drought8%Inland flooding8%Everything else16%

By hazard

What Headrick faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Strong wind

69% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 4 times a year in the area

Drought

8% of expected damage

Recorded about 130 times a year in the area

Inland flooding

8% of expected damage

Below average · higher than 42% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Headrick flood?

FEMA's records show no paid flood insurance claims in Headrick.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Headrick isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Jackson County.

What’s been done with FEMA grants

1storm safe rooms built

Disasters that hit Headrick

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Headrick itself: aid to households, or repair grants to the Town of Headrick.

Brought FEMA money into HeadrickDeclared for Jackson County only

2024

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

1 household applied for aid $1K aid approved

2015

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

1 household applied for aid

Jackson County has had 25 natural disasters declared since 1953, most often severe storms and ice storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Headrick is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Headrick’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Headrick. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.