Natural hazards · Guymon

Guymon, OK natural hazards

Most of the natural-hazard damage FEMA expects in Guymon comes from cold waves, and overall the risk is very low for a U.S. community. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Guymon?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Guymon to be higher than in 11% of U.S. communities, mostly from cold waves and tornadoes.

Cold waves30%Tornadoes25%Inland flooding16%Lightning7%Strong wind7%Winter weather5%Everything else9%

By hazard

What Guymon faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

30% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

25% of expected damage

Well above average · higher than 87% of U.S. places

Inland flooding

16% of expected damage

Well below average · higher than 4% of U.S. places

Recorded about once every 2 years in the area

Lightning

7% of expected damage

Above average · higher than 67% of U.S. places

Strong wind

7% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about 3 times a year in the area

Winter weather

5% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 11 times a year in the area

Lower here

HailIce stormsHeat wavesWildfireEarthquakesLandslidesDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Guymon flood?

FEMA's records show no paid flood insurance claims in Guymon.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Guymon isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Texas County.

What’s been done with FEMA grants

1storm safe rooms built

Disasters that hit Guymon

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Guymon itself: aid to households, or repair grants to the City of Guymon.

Brought FEMA money into GuymonDeclared for Texas County only

2017

Severe Storms, Tornadoes, and Flooding

$26K to the City of Guymon for repairs

2017

Severe Winter Storm

$15K to the City of Guymon for repairs

2010

Severe Winter Storm

$12K to the City of Guymon for repairs

2006

Severe Winter Storm

$76K to the City of Guymon for repairs

2003

Severe Storms and Tornadoes

9 households applied for aid $22K aid approved $24K to the City of Guymon for repairs

Texas County has had 17 natural disasters declared since 1953, most often severe storms and ice storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Guymon covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Guymon’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Guymon. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Guymon total about $1.8M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

Guymon, OK natural hazards

How exposed is Guymon?

What Guymon faces

Cold waves

Tornadoes

Inland flooding

Lightning

Strong wind

Winter weather

Lower here

Not a risk here

Does Guymon flood?

What’s been done with FEMA grants

5 federal disasters brought FEMA money here

Severe Storms, Tornadoes, and Flooding

Severe Winter Storm

Severe Winter Storm

Severe Winter Storm

Severe Storms and Tornadoes

How to read this page

Where to, neighbor?

Matches

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