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Natural hazards · Grove

Grove, OK natural hazards

Most of the natural-hazard damage FEMA expects in Grove comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 12 claims here since 1999. 11 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Grove?

68
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Grove to be higher than in 68% of U.S. communities, mostly from inland flooding.

Inland flooding55%Tornadoes13%Ice storms8%Heat waves8%Everything else16%
By hazard

What Grove faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

55% of expected damage
Well above average · higher than 78% of U.S. places
Recorded about once a year in the area

Tornadoes

13% of expected damage
Above average · higher than 69% of U.S. places
Recorded about once every 81 years in the area

Ice storms

8% of expected damage
Well above average · among the top 1% of U.S. places
Recorded about 2 times a year in the area

Heat waves

8% of expected damage
Well above average · higher than 89% of U.S. places
Recorded about 17 times a year in the area

Lower here

HurricanesHailWinter weatherCold wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Grove flood?

Every paid claim on a federal flood insurance policy in Grove, from FEMA’s records.

12paid claims since 1999
$226Kpaid to owners
4homes flooded more than once
19992026

Biggest named events

  • Early summer storms: 2 claims, $9K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Grove isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Delaware County.

What’s been done with FEMA grants

80storm safe rooms built
Disasters that hit Grove

11 federal disasters brought FEMA money here

Disasters the President declared that paid out in Grove itself: aid to households, or repair grants to the City of Grove.

Brought FEMA money into GroveDeclared for Delaware County only
2024

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

3 households applied for aid $3K aid approved
2023

Severe Storms, Straight-Line Winds, and Tornadoes

$102K to the City of Grove for repairs
2019

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

93 households applied for aid $82K aid approved
2015

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

2 households applied for aid $9K aid approved
2011

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

26 households applied for aid $90K aid approved $2K to the City of Grove for repairs
2010

Severe Winter Storm

$12K to the City of Grove for repairs
2009

Severe Winter Storm

$11K to the City of Grove for repairs
2008

Severe Storms, Tornadoes, and Flooding

$15K to the City of Grove for repairs
2007

Severe Winter Storms

$202K to the City of Grove for repairs
2007

Severe Storms, Flooding, and Tornadoes

5 households applied for aid $10K aid approved
2006

Severe Storms and Tornadoes

1 household applied for aid
Delaware County has had 26 natural disasters declared since 1953, most often severe storms and ice storms.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Grove covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Grove’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Grove. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Grove total about $2.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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