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Natural hazards · Granite

Granite, OK natural hazards

Most of the natural-hazard damage FEMA expects in Granite comes from drought, and overall the risk is high for a U.S. community. Flood insurance has paid 1 claim here since 2017. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Granite?

70
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Granite to be higher than in 70% of U.S. communities, mostly from drought and tornadoes.

Drought39%Tornadoes18%Inland flooding12%Strong wind10%Cold waves6%Everything else14%
By hazard

What Granite faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Drought

39% of expected damage
Recorded about 133 times a year in the area

Tornadoes

18% of expected damage
Well above average · higher than 97% of U.S. places
Recorded about once every 4 years in the area

Inland flooding

12% of expected damage
Below average · higher than 41% of U.S. places
Recorded about once every 2 years in the area

Strong wind

10% of expected damage
Well above average · among the top 1% of U.S. places
Recorded about 4 times a year in the area

Cold waves

6% of expected damage
Well above average · higher than 89% of U.S. places
Recorded about 2 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Granite flood?

Every paid claim on a federal flood insurance policy in Granite, from FEMA’s records.

1paid claims since 2017
$19Kpaid to owners
0homes flooded more than once
20172026
of homes in flood zones
are insured
of all homes
are insured
No community discount. Granite isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Greer County.

What’s been done with FEMA grants

1storm safe rooms built
Disasters that hit Granite

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Granite itself: aid to households, or repair grants to the Town of Granite.

Brought FEMA money into GraniteDeclared for Greer County only
2019

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

$17K to the Town of Granite for repairs
2015

Severe Winter Storms and Flooding

$29K to the Town of Granite for repairs
2015

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

$7K to the Town of Granite for repairs
2010

Severe Winter Storm

$61K to the Town of Granite for repairs
2009

Severe Winter Storm

$22K to the Town of Granite for repairs
2002

Severe Winter Ice Storm

$10K to the Town of Granite for repairs
2000

Severe Winter Ice Storm

$8K to the Town of Granite for repairs
Greer County has had 16 natural disasters declared since 1953, most often severe storms and ice storms.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Granite is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Granite’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Granite. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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