Natural hazards · Gowen

Gowen, OK natural hazards

Most of the natural-hazard damage FEMA expects in Gowen comes from inland flooding, and overall the risk is very high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Gowen?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Gowen to be higher than in 81% of U.S. communities, mostly from inland flooding and wildfires.

Inland flooding42%Wildfire19%Tornadoes13%Ice storms8%Heat waves7%Everything else12%

By hazard

What Gowen faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

42% of expected damage

Well above average · higher than 78% of U.S. places

Recorded about once a year in the area

Wildfire

19% of expected damage

Well above average · higher than 98% of U.S. places

Tornadoes

13% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about once every 6 years in the area

Ice storms

8% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once a year in the area

Heat waves

7% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about 24 times a year in the area

Lower here

HurricanesHailWinter weatherCold wavesEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Gowen flood?

FEMA's records show no paid flood insurance claims in Gowen.

of all homes
are insured

No community discount. Gowen isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Latimer County.

What’s been done with FEMA grants

1storm safe rooms built

Disasters that hit Gowen

Federal disasters declared here

None of the disasters declared for Latimer County shows FEMA aid or repair money reaching Gowen itself in FEMA’s records.

Brought FEMA money into GowenDeclared for Latimer County only

Latimer County has had 23 natural disasters declared since 1953, most often severe storms and ice storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Gowen is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Gowen’s own flood-insurance community; household aid to the registrant’s city; repair grants to Gowen. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.