Natural hazards · Gould

Gould, OK natural hazards

Most of the natural-hazard damage FEMA expects in Gould comes from drought, and overall the risk is high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Gould?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Gould to be higher than in 71% of U.S. communities, mostly from drought.

Drought40%Strong wind14%Tornadoes13%Inland flooding12%Hail8%Cold waves5%Everything else8%

By hazard

What Gould faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Drought

40% of expected damage

Recorded about 140 times a year in the area

Strong wind

14% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

13% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about once every 2 years in the area

Inland flooding

12% of expected damage

Below average · higher than 29% of U.S. places

Recorded about once every 6 years in the area

Hail

8% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about 8 times a year in the area

Cold waves

5% of expected damage

Well above average · higher than 86% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Gould flood?

FEMA's records show no paid flood insurance claims in Gould.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Gould isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Harmon County.

Disasters that hit Gould

Federal disasters declared here

None of the disasters declared for Harmon County shows FEMA aid or repair money reaching Gould itself in FEMA’s records.

Brought FEMA money into GouldDeclared for Harmon County only

Harmon County has had 16 natural disasters declared since 1953, most often ice storms and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Gould is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Gould’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Gould. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.