Natural hazards · Geary

Geary, OK natural hazards

Most of the natural-hazard damage FEMA expects in Geary comes from hail, and overall the risk is very high for a U.S. community. 10 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Geary?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Geary to be higher than in 85% of U.S. communities, mostly from hail and tornadoes.

Hail21%Tornadoes15%Ice storms14%Inland flooding13%Cold waves11%Drought10%Everything else15%

By hazard

What Geary faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hail

21% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 11 times a year in the area

Tornadoes

15% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 5 years in the area

Ice storms

14% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once a year in the area

Inland flooding

13% of expected damage

Below average · higher than 25% of U.S. places

Recorded about once every 2 years in the area

Cold waves

11% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about 2 times a year in the area

Drought

10% of expected damage

Recorded about 56 times a year in the area

Lower here

HurricanesWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Geary flood?

FEMA's records show no paid flood insurance claims in Geary.

of all homes
are insured

No community discount. Geary isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Blaine County.

What’s been done with FEMA grants

2storm safe rooms built

Disasters that hit Geary

10 federal disasters brought FEMA money here

Disasters the President declared that paid out in Geary itself: aid to households, or repair grants to the City of Geary.

Brought FEMA money into GearyDeclared for Blaine County only

2024

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

1 household applied for aid $750 aid approved

2021

Severe Winter Storms

2 households applied for aid

2020

Severe Winter Storm

$111K to the City of Geary for repairs

2019

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

1 household applied for aid $2K aid approved

2015

Severe Winter Storms and Flooding

$129K to the City of Geary for repairs

2013

Severe Winter Storm and Snowstorm

$6K to the City of Geary for repairs

2011

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

1 household applied for aid $3K aid approved

2007

Severe Storms, Tornadoes and Flooding

133 households applied for aid $75K aid approved $62K to the City of Geary for repairs

2007

Severe Storms, Flooding, and Tornadoes

6 households applied for aid $1K aid approved

2002

Severe Winter Ice Storm

$126K to the City of Geary for repairs

Blaine County has had 27 natural disasters declared since 1953, most often severe storms and ice storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Geary is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Geary’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Geary. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.