Natural hazards · Garvin

Garvin, OK natural hazards

Most of the natural-hazard damage FEMA expects in Garvin comes from inland flooding, and overall the risk is moderate for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Garvin?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Garvin to be higher than in 55% of U.S. communities, mostly from inland flooding and drought.

Inland flooding54%Drought16%Tornadoes8%Strong wind5%Everything else17%

By hazard

What Garvin faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

54% of expected damage

Above average · higher than 56% of U.S. places

Recorded about 2 times a year in the area

Drought

16% of expected damage

Recorded about 33 times a year in the area

Tornadoes

8% of expected damage

Well above average · higher than 86% of U.S. places

Recorded about once every 14 years in the area

Strong wind

5% of expected damage

Above average · higher than 72% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Garvin flood?

FEMA's records show no paid flood insurance claims in Garvin.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Garvin isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: McCurtain County.

What’s been done with FEMA grants

1storm safe rooms built

Disasters that hit Garvin

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Garvin itself: aid to households, or repair grants to the Town of Garvin.

Brought FEMA money into GarvinDeclared for McCurtain County only

2015

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

6 households applied for aid $5K aid approved

McCurtain County has had 18 natural disasters declared since 1953, most often severe storms and ice storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Garvin is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Garvin’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Garvin. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.