Natural hazards · Frederick

Frederick, OK natural hazards

Most of the natural-hazard damage FEMA expects in Frederick comes from tornadoes, and overall the risk is low for a U.S. community. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Frederick?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Frederick to be higher than in 38% of U.S. communities, mostly from tornadoes and strong winds.

Tornadoes23%Strong wind21%Inland flooding19%Hail9%Heat waves8%Ice storms7%Everything else13%

By hazard

What Frederick faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Tornadoes

23% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about once every 63 years in the area

Strong wind

21% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 4 times a year in the area

Inland flooding

19% of expected damage

Well below average · higher than 3% of U.S. places

Recorded about once a year in the area

Hail

9% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about 10 times a year in the area

Heat waves

8% of expected damage

Above average · higher than 74% of U.S. places

Recorded about 14 times a year in the area

Ice storms

7% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesWinter weatherCold wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Frederick flood?

FEMA's records show no paid flood insurance claims in Frederick.

of all homes
are insured

No community discount. Frederick isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Tillman County.

What’s been done with FEMA grants

3storm safe rooms built

Disasters that hit Frederick

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Frederick itself: aid to households, or repair grants to the City of Frederick.

Brought FEMA money into FrederickDeclared for Tillman County only

2015

Severe Winter Storms and Flooding

$119K to the City of Frederick for repairs

2015

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

33 households applied for aid $42K aid approved

2009

Severe Winter Storm

$6K to the City of Frederick for repairs

2007

Severe Winter Storms

$8K to the City of Frederick for repairs

Tillman County has had 30 natural disasters declared since 1953, most often severe storms and ice storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Frederick is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Frederick’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Frederick. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.