Natural hazards · Francis

Francis, OK natural hazards

Most of the natural-hazard damage FEMA expects in Francis comes from tornadoes, and overall the risk is high for a U.S. community. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Francis?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Francis to be higher than in 70% of U.S. communities, mostly from tornadoes and inland flooding.

Tornadoes29%Inland flooding23%Wildfire9%Cold waves8%Hail7%Heat waves7%Everything else17%

By hazard

What Francis faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Tornadoes

29% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about once every 7 years in the area

Inland flooding

23% of expected damage

Above average · higher than 50% of U.S. places

Recorded about once a year in the area

Wildfire

9% of expected damage

Well above average · higher than 97% of U.S. places

Cold waves

8% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about once a year in the area

Hail

7% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about 8 times a year in the area

Heat waves

7% of expected damage

Above average · higher than 73% of U.S. places

Recorded about 20 times a year in the area

Lower here

HurricanesWinter weatherEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Francis flood?

FEMA's records show no paid flood insurance claims in Francis.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Francis isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Pontotoc County.

What’s been done with FEMA grants

1storm safe rooms built

Disasters that hit Francis

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Francis itself: aid to households, or repair grants to the Town of Francis.

Brought FEMA money into FrancisDeclared for Pontotoc County only

2024

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

9 households applied for aid $29K aid approved $47K to the Town of Francis for repairs

2015

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

6 households applied for aid $4K aid approved

2007

Severe Storms, Flooding, and Tornadoes

1 household applied for aid

2003

Severe Storms and Tornadoes

2 households applied for aid $2K aid approved

Pontotoc County has had 17 natural disasters declared since 1953, most often severe storms and ice storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Francis is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Francis’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Francis. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

Francis, OK natural hazards

How exposed is Francis?

What Francis faces

Tornadoes

Inland flooding

Wildfire

Cold waves

Hail

Heat waves

Lower here

Not a risk here

Does Francis flood?

What’s been done with FEMA grants

4 federal disasters brought FEMA money here

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

Severe Storms, Flooding, and Tornadoes

Severe Storms and Tornadoes

How to read this page

Where to, neighbor?

Matches

Nearby