Natural hazards · Forgan

Forgan, OK natural hazards

Most of the natural-hazard damage FEMA expects in Forgan comes from drought, and overall the risk is very high for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Forgan?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Forgan to be higher than in 86% of U.S. communities, mostly from drought.

Drought59%Cold waves9%Ice storms8%Strong wind6%Tornadoes5%Inland flooding5%Everything else7%

By hazard

What Forgan faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Drought

59% of expected damage

Recorded about 112 times a year in the area

Cold waves

9% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about 3 times a year in the area

Ice storms

8% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 3 years in the area

Strong wind

6% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

5% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about once every 2 years in the area

Inland flooding

5% of expected damage

Below average · higher than 33% of U.S. places

Recorded about once every 2 years in the area

Lower here

HurricanesHailWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Forgan flood?

FEMA's records show no paid flood insurance claims in Forgan.

of all homes
are insured

No community discount. Forgan isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Beaver County.

Disasters that hit Forgan

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Forgan itself: aid to households, or repair grants to the Town of Forgan.

Brought FEMA money into ForganDeclared for Beaver County only

2017

Severe Winter Storm

$31K to the Town of Forgan for repairs

2010

Severe Winter Storm

$3K to the Town of Forgan for repairs

2009

Record Snow and Near Record Snow

$2K to the Town of Forgan for repairs

Beaver County has had 22 natural disasters declared since 1953, most often severe storms and ice storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Forgan is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Forgan’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Forgan. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

Forgan, OK natural hazards

How exposed is Forgan?

What Forgan faces

Drought

Cold waves

Ice storms

Strong wind

Tornadoes

Inland flooding

Lower here

Not a risk here

Does Forgan flood?

3 federal disasters brought FEMA money here

Severe Winter Storm

Severe Winter Storm

Record Snow and Near Record Snow

How to read this page

Where to, neighbor?

Matches

Nearby