Natural hazards · Fletcher

Fletcher, OK natural hazards

Most of the natural-hazard damage FEMA expects in Fletcher comes from inland flooding, and overall the risk is high for a U.S. community. 9 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Fletcher?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Fletcher to be higher than in 63% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding35%Tornadoes20%Cold waves14%Wildfire10%Strong wind6%Everything else15%

By hazard

What Fletcher faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

35% of expected damage

Below average · higher than 43% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

20% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about once every 7 years in the area

Cold waves

14% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about 2 times a year in the area

Wildfire

10% of expected damage

Well above average · higher than 96% of U.S. places

Strong wind

6% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about 6 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Fletcher flood?

FEMA's records show no paid flood insurance claims in Fletcher.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Fletcher isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Comanche County.

What’s been done with FEMA grants

14storm safe rooms built

Disasters that hit Fletcher

9 federal disasters brought FEMA money here

Disasters the President declared that paid out in Fletcher itself: aid to households, or repair grants to the Town of Fletcher.

Brought FEMA money into FletcherDeclared for Comanche County only

2021

Severe Winter Storms

3 households applied for aid

2020

Severe Winter Storm

$23K to the Town of Fletcher for repairs

2015

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

2 households applied for aid $1K aid approved

2010

Severe Winter Storm

$25K to the Town of Fletcher for repairs

2007

Severe Winter Storms

$3K to the Town of Fletcher for repairs

2007

Severe Storms, Tornadoes and Flooding

3 households applied for aid $576 aid approved

2007

Severe Storms, Flooding, and Tornadoes

6 households applied for aid $4K aid approved

2001

Severe Storms, Flooding, and Tornadoes

$750 to the Town of Fletcher for repairs

2000

Severe Winter Ice Storm

$15K to the Town of Fletcher for repairs

Comanche County has had 28 natural disasters declared since 1953, most often severe storms and ice storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Fletcher is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Fletcher’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Fletcher. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.