Natural hazards · Finley

Finley, OK natural hazards

Most of the natural-hazard damage FEMA expects in Finley comes from inland flooding, and overall the risk is very high for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Finley?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Finley to be higher than in 82% of U.S. communities, mostly from inland flooding.

Inland flooding41%Tornadoes15%Wildfire14%Heat waves11%Ice storms8%Everything else12%

By hazard

What Finley faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

41% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

15% of expected damage

Above average · higher than 74% of U.S. places

Recorded about once every 2 years in the area

Wildfire

14% of expected damage

Well above average · higher than 97% of U.S. places

Heat waves

11% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about 23 times a year in the area

Ice storms

8% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesHailWinter weatherCold wavesEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Finley flood?

FEMA's records show no paid flood insurance claims in Finley.

of all homes
are insured

No community discount. Finley isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Pushmataha County.

What’s been done with FEMA grants

3storm safe rooms built

Disasters that hit Finley

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Finley itself: aid to households, or repair grants to Finley.

Brought FEMA money into FinleyDeclared for Pushmataha County only

2015

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

1 household applied for aid

2007

Severe Storms, Flooding, and Tornadoes

3 households applied for aid $28K aid approved

Pushmataha County has had 23 natural disasters declared since 1953, most often severe storms and ice storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Finley is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Finley’s own flood-insurance community; household aid to the registrant’s city; repair grants to Finley. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.