Natural hazards · Fay

Fay, OK natural hazards

Most of the natural-hazard damage FEMA expects in Fay comes from ice storms, and overall the risk is very high for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Fay?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Fay to be higher than in 90% of U.S. communities, mostly from ice storms and drought.

Ice storms25%Drought24%Inland flooding14%Tornadoes14%Cold waves9%Strong wind7%Everything else7%

By hazard

What Fay faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Ice storms

25% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once a year in the area

Drought

24% of expected damage

Recorded about 87 times a year in the area

Inland flooding

14% of expected damage

Above average · higher than 59% of U.S. places

Recorded about once every 3 years in the area

Tornadoes

14% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about once every 4 years in the area

Cold waves

9% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about 3 times a year in the area

Strong wind

7% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesHailWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Fay flood?

FEMA's records show no paid flood insurance claims in Fay.

What’s been done with FEMA grants

2storm safe rooms built

Disasters that hit Fay

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Fay itself: aid to households, or repair grants to Fay.

Brought FEMA money into FayDeclared for Dewey County only

2007

Severe Storms, Tornadoes and Flooding

9 households applied for aid $831 aid approved

2007

Severe Storms, Flooding, and Tornadoes

2 households applied for aid $242 aid approved

Dewey County has had 27 natural disasters declared since 1953, most often severe storms and ice storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Fay is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Fay’s own flood-insurance community; household aid to the registrant’s city; repair grants to Fay. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.