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Natural hazards · Fairland

Fairland, OK natural hazards

Most of the natural-hazard damage FEMA expects in Fairland comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 1 claim here since 2007. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Fairland?

84
Very high
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Fairland to be higher than in 84% of U.S. communities, mostly from inland flooding and drought.

Inland flooding43%Drought20%Ice storms8%Tornadoes8%Strong wind6%Heat waves6%Everything else9%
By hazard

What Fairland faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

43% of expected damage
Well above average · higher than 91% of U.S. places
Recorded about 4 times a year in the area

Drought

20% of expected damage
Recorded about 19 times a year in the area

Ice storms

8% of expected damage
Well above average · among the top 1% of U.S. places
Recorded about once a year in the area

Tornadoes

8% of expected damage
Well above average · higher than 87% of U.S. places
Recorded about once every 11 years in the area

Strong wind

6% of expected damage
Well above average · higher than 86% of U.S. places
Recorded about 7 times a year in the area

Heat waves

6% of expected damage
Well above average · higher than 95% of U.S. places
Recorded about 19 times a year in the area

Lower here

HurricanesHailWinter weatherWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Fairland flood?

Every paid claim on a federal flood insurance policy in Fairland, from FEMA’s records.

1paid claims since 2007
$43Kpaid to owners
0homes flooded more than once
20072026

Biggest named events

  • Thunderstorms: 1 claim, $43K
of homes in flood zones
are insured
of all homes
are insured
No community discount. Fairland isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Ottawa County.

What’s been done with FEMA grants

26storm safe rooms built
Disasters that hit Fairland

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Fairland itself: aid to households, or repair grants to the Town of Fairland.

Brought FEMA money into FairlandDeclared for Ottawa County only
2024

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

1 household applied for aid
2019

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

23 households applied for aid $9K aid approved
2015

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

2 households applied for aid $10K aid approved
2007

Severe Storms, Flooding, and Tornadoes

7 households applied for aid $76K aid approved
2005

Extreme Wildfire Threat

$964 to the Town of Fairland for repairs
2000

Severe Winter Ice Storm

$14K to the Town of Fairland for repairs
Ottawa County has had 26 natural disasters declared since 1953, most often severe storms and ice storms.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Fairland is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Fairland’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Fairland. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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