Natural hazards · Enid

Enid, OK natural hazards

Most of the natural-hazard damage FEMA expects in Enid comes from cold waves, and overall the risk is high for a U.S. community. Flood insurance has paid 41 claims here since 1980. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Enid?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Enid to be higher than in 68% of U.S. communities, mostly from cold waves and inland flooding.

Cold waves38%Inland flooding26%Tornadoes18%Heat waves5%Everything else13%

By hazard

What Enid faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

38% of expected damage

Below average · higher than 40% of U.S. places

Recorded about 3 times a year in the area

Inland flooding

26% of expected damage

Above average · higher than 71% of U.S. places

Recorded about once a year in the area

Tornadoes

18% of expected damage

Well above average · higher than 98% of U.S. places

Heat waves

5% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about 18 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Enid flood?

Every paid claim on a federal flood insurance policy in Enid, from FEMA’s records.

41paid claims since 1980

$203Kpaid to owners

1homes flooded more than once

19802026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

🏷️ 05% off flood insurance. Enid is in FEMA’s Community Rating System (class 9) for its flood-proofing work.

Insurance rates: Garfield County.

What’s been done with FEMA grants

93storm safe rooms built

Disasters that hit Enid

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Enid itself: aid to households, or repair grants to the City of Enid.

Brought FEMA money into EnidDeclared for Garfield County only

2020

Severe Winter Storm

$1.4M to the City of Enid for repairs

2019

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

42 households applied for aid $17K aid approved $5K to the City of Enid for repairs

2015

Severe Winter Storms and Flooding

$867K to the City of Enid for repairs

2013

Severe Winter Storm and Snowstorm

$72K to the City of Enid for repairs

2007

Severe Winter Storms

$86K to the City of Enid for repairs

2007

Severe Storms, Flooding, and Tornadoes

23 households applied for aid $11K aid approved $214K to the City of Enid for repairs

2002

Severe Winter Ice Storm

$1.6M to the City of Enid for repairs

Garfield County has had 21 natural disasters declared since 1953, most often severe storms and ice storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Enid covers 10 census tracts, combined by population.

Money that reached townFlood claims are matched to Enid’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Enid. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Enid total about $22.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.