Natural hazards · Eldorado

Eldorado, OK natural hazards

Most of the natural-hazard damage FEMA expects in Eldorado comes from strong winds, and overall the risk is very high for a U.S. community. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Eldorado?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Eldorado to be higher than in 100% of U.S. communities, mostly from strong winds.

Strong wind71%Drought10%Inland flooding8%Everything else12%

By hazard

What Eldorado faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Strong wind

71% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 4 times a year in the area

Drought

10% of expected damage

Recorded about 144 times a year in the area

Inland flooding

8% of expected damage

Below average · higher than 46% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Eldorado flood?

FEMA's records show no paid flood insurance claims in Eldorado.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Eldorado isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Jackson County.

Disasters that hit Eldorado

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Eldorado itself: aid to households, or repair grants to the Town of Eldorado.

Brought FEMA money into EldoradoDeclared for Jackson County only

2024

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

1 household applied for aid $16K aid approved

2015

Severe Winter Storms and Flooding

$7K to the Town of Eldorado for repairs

2010

Severe Winter Storm

$57K to the Town of Eldorado for repairs

2008

Severe Storms and Flooding

$3K to the Town of Eldorado for repairs

2000

Severe Winter Ice Storm

$17K to the Town of Eldorado for repairs

Jackson County has had 25 natural disasters declared since 1953, most often severe storms and ice storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Eldorado is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Eldorado’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Eldorado. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.