TownTapestry
Sign inJoin
El RenoGood morning
Natural hazards · El Reno

El Reno, OK natural hazards

Most of the natural-hazard damage FEMA expects in El Reno comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 59 claims here since 1978. 17 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is El Reno?

57
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in El Reno to be higher than in 57% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding31%Tornadoes23%Cold waves16%Heat waves8%Hail8%Ice storms7%Everything else7%
By hazard

What El Reno faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

31% of expected damage
Above average · higher than 52% of U.S. places
Recorded about once a year in the area

Tornadoes

23% of expected damage
Well above average · higher than 85% of U.S. places
Recorded about once every 19 years in the area

Cold waves

16% of expected damage
Well above average · higher than 90% of U.S. places
Recorded about 2 times a year in the area

Heat waves

8% of expected damage
Well above average · higher than 76% of U.S. places
Recorded about 17 times a year in the area

Hail

8% of expected damage
Well above average · higher than 96% of U.S. places
Recorded about 11 times a year in the area

Ice storms

7% of expected damage
Well above average · among the top 1% of U.S. places
Recorded about once a year in the area

Lower here

HurricanesWinter weatherWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does El Reno flood?

Every paid claim on a federal flood insurance policy in El Reno, from FEMA’s records.

59paid claims since 1978
$1.0Mpaid to owners
7homes flooded more than once
19782026

Biggest named events

  • Early summer storms: 1 claim, $20K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. El Reno isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Canadian County.

What’s been done with FEMA grants

60storm safe rooms built
Disasters that hit El Reno

17 federal disasters brought FEMA money here

Disasters the President declared that paid out in El Reno itself: aid to households, or repair grants to the City of El Reno.

Brought FEMA money into El RenoDeclared for Canadian County only
2021

Severe Winter Storms

68 households applied for aid $34K aid approved $10K to the City of El Reno for repairs
2020

Severe Winter Storm

$1.5M to the City of El Reno for repairs
2019

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

123 households applied for aid $510K aid approved $2.1M to the City of El Reno for repairs
2015

Severe Winter Storms and Flooding

$2.0M to the City of El Reno for repairs
2015

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

37 households applied for aid $15K aid approved $48K to the City of El Reno for repairs
2013

Severe Storms, Tornadoes, and Flooding

763 households applied for aid $710K aid approved $218K to the City of El Reno for repairs
2011

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

19 households applied for aid $110K aid approved $36K to the City of El Reno for repairs
2010

Severe Winter Storm

$12K to the City of El Reno for repairs
2009

Severe Winter Storm

$13K to the City of El Reno for repairs
2007

Severe Winter Storms

$162K to the City of El Reno for repairs
2007

Severe Storms, Tornadoes and Flooding

225 households applied for aid $788K aid approved $550K to the City of El Reno for repairs
2007

Severe Storms, Flooding, and Tornadoes

69 households applied for aid $69K aid approved $58K to the City of El Reno for repairs
2005

Extreme Wildfire Threat

1 household applied for aid $7K to the City of El Reno for repairs
2003

Severe Storms and Tornadoes

1 household applied for aid $671 aid approved
2002

Severe Winter Ice Storm

$204K to the City of El Reno for repairs
2001

Severe Storms, Flooding, and Tornadoes

$66K to the City of El Reno for repairs
2000

Severe Winter Ice Storm

$119K to the City of El Reno for repairs
Canadian County has had 32 natural disasters declared since 1953, most often severe storms and ice storms.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. El Reno covers 6 census tracts, combined by population.
Money that reached townFlood claims are matched to El Reno’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of El Reno. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across El Reno total about $8.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

The coffee’s on

Where to, neighbor?

You’re in El Reno, OKView boundary

Nearby

All towns & citiesExplore the map

Local begins with a boundary.

See what belongs to your selected town.

Loading boundary…

El Reno is your selected town. The feed includes posts assigned to this town, not a distance radius or ZIP code.

Neighborhoods narrow the feed further, while townwide announcements, events, and issues remain visible.

Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
Open detailed map