Natural hazards · Edmond

Edmond, OK natural hazards

Most of the natural-hazard damage FEMA expects in Edmond comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 70 claims here since 1979. 20 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Edmond?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Edmond to be higher than in 52% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding41%Tornadoes20%Heat waves17%Hail11%Everything else12%

By hazard

What Edmond faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

41% of expected damage

Below average · higher than 49% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

20% of expected damage

Well above average · higher than 98% of U.S. places

Heat waves

17% of expected damage

Below average · higher than 45% of U.S. places

Recorded about 18 times a year in the area

Hail

11% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about 11 times a year in the area

Lower here

HurricanesIce stormsWinter weatherCold wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Edmond flood?

Every paid claim on a federal flood insurance policy in Edmond, from FEMA’s records.

70paid claims since 1979

$1.9Mpaid to owners

7homes flooded more than once

19792026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

🏷️ 20% off flood insurance. Edmond is in FEMA’s Community Rating System (class 6) for its flood-proofing work.

Insurance rates: Oklahoma County.

What’s been done with FEMA grants

938storm safe rooms built

Disasters that hit Edmond

20 federal disasters brought FEMA money here

Disasters the President declared that paid out in Edmond itself: aid to households, or repair grants to the City of Edmond.

Brought FEMA money into EdmondDeclared for Oklahoma County only

2025

Wildfires and Straight-Line Winds

16 households applied for aid $10K aid approved

2021

Severe Winter Storms

209 households applied for aid $47K aid approved

2020

Severe Winter Storm

$11.4M to the City of Edmond for repairs

2015

Severe Winter Storms and Flooding

$1.5M to the City of Edmond for repairs

2015

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

30 households applied for aid $45K aid approved

2013

Severe Storms, Tornadoes, and Flooding

38 households applied for aid $1K aid approved $226K to the City of Edmond for repairs

2010

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

$1.2M to the City of Edmond for repairs

2010

Severe Storms, Tornadoes, and Straight-Line Winds

9 households applied for aid $575 aid approved

2009

Wildfires

1 household applied for aid

2009

Severe Storms and Tornadoes

52 households applied for aid $30K aid approved

2007

Severe Winter Storms

$422K to the City of Edmond for repairs

2007

Severe Storms, Tornadoes, and Flooding

11 households applied for aid $12K aid approved

2007

Severe Storms, Flooding, and Tornadoes

56 households applied for aid $68K aid approved $65K to the City of Edmond for repairs

2007

Severe Winter Storms and Flooding

$84K to the City of Edmond for repairs

2005

Extreme Wildfire Threat

1 household applied for aid

2003

Severe Storms and Tornadoes

62 households applied for aid $24K aid approved $257K to the City of Edmond for repairs

2002

Severe Winter Ice Storm

$390K to the City of Edmond for repairs

2001

Severe Storms, Flooding, and Tornadoes

$25K to the City of Edmond for repairs

2000

Severe Winter Ice Storm

$41K to the City of Edmond for repairs

1999

Ok, Tornadoes 5/3/99

$13K to the City of Edmond for repairs

Oklahoma County has had 42 natural disasters declared since 1953, most often severe storms and fires.

Around Edmond

Edmond and the towns around it

Very lowLowModerateHighVery high

Guthriemostly tornadoesHigh

Oklahoma Citymostly inland floodingHigh

Edmondmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Edmond covers 27 census tracts, combined by population.

Money that reached townFlood claims are matched to Edmond’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Edmond. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Edmond total about $38.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.