Natural hazards · Dougherty

Dougherty, OK natural hazards

Most of the natural-hazard damage FEMA expects in Dougherty comes from inland flooding, and overall the risk is very high for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Dougherty?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Dougherty to be higher than in 80% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding44%Tornadoes18%Landslides7%Hail6%Heat waves5%Everything else20%

By hazard

What Dougherty faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

44% of expected damage

Well above average · higher than 86% of U.S. places

Recorded about once a year in the area

Tornadoes

18% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about once every 7 years in the area

Landslides

7% of expected damage

Well above average · higher than 90% of U.S. places

Hail

6% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about 9 times a year in the area

Heat waves

5% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about 19 times a year in the area

Lower here

HurricanesIce stormsWinter weatherCold wavesWildfireEarthquakesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Dougherty flood?

FEMA's records show no paid flood insurance claims in Dougherty.

of all homes
are insured

No community discount. Dougherty isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Murray County.

Disasters that hit Dougherty

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Dougherty itself: aid to households, or repair grants to the Town of Dougherty.

Brought FEMA money into DoughertyDeclared for Murray County only

2024

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

6 households applied for aid $58K aid approved

2015

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

9 households applied for aid $53K aid approved

Murray County has had 21 natural disasters declared since 1953, most often fires and ice storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Dougherty is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Dougherty’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Dougherty. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.