Natural hazards · Disney

Disney, OK natural hazards

Most of the natural-hazard damage FEMA expects in Disney comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 2 claims here since 2015. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Disney?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Disney to be higher than in 80% of U.S. communities, mostly from inland flooding.

Inland flooding51%Tornadoes15%Ice storms9%Heat waves8%Strong wind6%Everything else12%

By hazard

What Disney faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

51% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

15% of expected damage

Above average · higher than 52% of U.S. places

Recorded about once every 14 years in the area

Ice storms

9% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once a year in the area

Heat waves

8% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about 23 times a year in the area

Strong wind

6% of expected damage

Well above average · higher than 86% of U.S. places

Recorded about 8 times a year in the area

Lower here

HurricanesHailWinter weatherCold wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Disney flood?

Every paid claim on a federal flood insurance policy in Disney, from FEMA’s records.

2paid claims since 2015

$14Kpaid to owners

0homes flooded more than once

20152026

Biggest named events

Early summer storms: 2 claims, $14K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Disney isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Mayes County.

What’s been done with FEMA grants

1storm safe rooms built

Disasters that hit Disney

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Disney itself: aid to households, or repair grants to the Town of Disney.

Brought FEMA money into DisneyDeclared for Mayes County only

2019

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

3 households applied for aid $10K aid approved

2015

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

3 households applied for aid $18K aid approved

2007

Severe Winter Storms

$19K to the Town of Disney for repairs

2007

Severe Storms, Flooding, and Tornadoes

1 household applied for aid $11K aid approved

Mayes County has had 22 natural disasters declared since 1953, most often severe storms and ice storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Disney is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Disney’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Disney. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.