Natural hazards · Davis

Davis, OK natural hazards

Most of the natural-hazard damage FEMA expects in Davis comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 2 claims here since 1990. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Davis?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Davis to be higher than in 80% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding44%Tornadoes18%Landslides7%Hail6%Heat waves5%Everything else20%

By hazard

What Davis faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

44% of expected damage

Well above average · higher than 86% of U.S. places

Recorded about once a year in the area

Tornadoes

18% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about once every 7 years in the area

Landslides

7% of expected damage

Well above average · higher than 90% of U.S. places

Hail

6% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about 9 times a year in the area

Heat waves

5% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about 19 times a year in the area

Lower here

HurricanesIce stormsWinter weatherCold wavesWildfireEarthquakesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Davis flood?

Every paid claim on a federal flood insurance policy in Davis, from FEMA’s records.

2paid claims since 1990

$25Kpaid to owners

0homes flooded more than once

19902026

of all homes
are insured

No community discount. Davis isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Murray County.

What’s been done with FEMA grants

5storm safe rooms built

Disasters that hit Davis

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Davis itself: aid to households, or repair grants to the City of Davis.

Brought FEMA money into DavisDeclared for Murray County only

2024

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

25 households applied for aid $87K aid approved $150K to the City of Davis for repairs

2015

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

28 households applied for aid $64K aid approved $651K to the City of Davis for repairs

2009

Wildfires

8 households applied for aid $71K aid approved

2001

Severe Storms, Flooding, and Tornadoes

$32K to the City of Davis for repairs

2000

Severe Winter Ice Storm

$258K to the City of Davis for repairs

Murray County has had 21 natural disasters declared since 1953, most often fires and ice storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Davis is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Davis’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Davis. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.