Natural hazards · Davidson

Davidson, OK natural hazards

Most of the natural-hazard damage FEMA expects in Davidson comes from drought, and overall the risk is high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Davidson?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Davidson to be higher than in 65% of U.S. communities, mostly from drought and inland flooding.

Drought44%Inland flooding15%Hail9%Cold waves9%Tornadoes8%Strong wind7%Everything else8%

By hazard

What Davidson faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Drought

44% of expected damage

Recorded about 127 times a year in the area

Inland flooding

15% of expected damage

Below average · higher than 46% of U.S. places

Recorded about once a year in the area

Hail

9% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about 10 times a year in the area

Cold waves

9% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about once a year in the area

Tornadoes

8% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about once every 3 years in the area

Strong wind

7% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Davidson flood?

FEMA's records show no paid flood insurance claims in Davidson.

of all homes
are insured

No community discount. Davidson isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Tillman County.

Disasters that hit Davidson

Federal disasters declared here

None of the disasters declared for Tillman County shows FEMA aid or repair money reaching Davidson itself in FEMA’s records.

Brought FEMA money into DavidsonDeclared for Tillman County only

Tillman County has had 30 natural disasters declared since 1953, most often severe storms and ice storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Davidson is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Davidson’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Davidson. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.