Natural hazards · Dale

Dale, OK natural hazards

Most of the natural-hazard damage FEMA expects in Dale comes from tornadoes, and overall the risk is high for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Dale?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Dale to be higher than in 68% of U.S. communities, mostly from tornadoes and inland flooding.

Tornadoes35%Inland flooding26%Cold waves11%Heat waves9%Hail6%Everything else13%

By hazard

What Dale faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Tornadoes

35% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 34 years in the area

Inland flooding

26% of expected damage

Above average · higher than 51% of U.S. places

Recorded about once a year in the area

Cold waves

11% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about once a year in the area

Heat waves

9% of expected damage

Well above average · higher than 75% of U.S. places

Recorded about 19 times a year in the area

Hail

6% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about 11 times a year in the area

Lower here

HurricanesIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Dale flood?

FEMA's records show no paid flood insurance claims in Dale.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Dale isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Pottawatomie County.

Disasters that hit Dale

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Dale itself: aid to households, or repair grants to Dale.

Brought FEMA money into DaleDeclared for Pottawatomie County only

2019

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

2 households applied for aid

Pottawatomie County has had 34 natural disasters declared since 1953, most often severe storms and ice storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Dale is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Dale’s own flood-insurance community; household aid to the registrant’s city; repair grants to Dale. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.