Natural hazards · Dacoma

Dacoma, OK natural hazards

Most of the natural-hazard damage FEMA expects in Dacoma comes from cold waves, and overall the risk is high for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Dacoma?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Dacoma to be higher than in 72% of U.S. communities, mostly from cold waves and inland flooding.

Cold waves41%Inland flooding20%Drought16%Hail7%Wildfire5%Everything else11%

By hazard

What Dacoma faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

41% of expected damage

Above average · higher than 64% of U.S. places

Recorded about 3 times a year in the area

Inland flooding

20% of expected damage

Above average · higher than 73% of U.S. places

Recorded about once every 2 years in the area

Drought

16% of expected damage

Recorded about 78 times a year in the area

Hail

7% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about 8 times a year in the area

Wildfire

5% of expected damage

Well above average · higher than 97% of U.S. places

Lower here

HurricanesTornadoesIce stormsWinter weatherHeat wavesEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Dacoma flood?

FEMA's records show no paid flood insurance claims in Dacoma.

of all homes
are insured

No community discount. Dacoma isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Woods County.

Disasters that hit Dacoma

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Dacoma itself: aid to households, or repair grants to the Town of Dacoma.

Brought FEMA money into DacomaDeclared for Woods County only

2019

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

2 households applied for aid $917 aid approved

Woods County has had 20 natural disasters declared since 1953, most often severe storms and ice storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Dacoma is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Dacoma’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Dacoma. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.