Natural hazards · Cromwell

Cromwell, OK natural hazards

Most of the natural-hazard damage FEMA expects in Cromwell comes from inland flooding, and overall the risk is very high for a U.S. community. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Cromwell?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Cromwell to be higher than in 83% of U.S. communities, mostly from inland flooding and wildfires.

Inland flooding24%Wildfire17%Tornadoes16%Heat waves13%Hail10%Cold waves8%Everything else11%

By hazard

What Cromwell faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

24% of expected damage

Above average · higher than 68% of U.S. places

Recorded about once every 2 years in the area

Wildfire

17% of expected damage

Well above average · higher than 98% of U.S. places

Tornadoes

16% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about once every 8 years in the area

Heat waves

13% of expected damage

Well above average · higher than 76% of U.S. places

Recorded about 20 times a year in the area

Hail

10% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 9 times a year in the area

Cold waves

8% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesIce stormsWinter weatherEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Cromwell flood?

FEMA's records show no paid flood insurance claims in Cromwell.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Cromwell isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Seminole County.

Disasters that hit Cromwell

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Cromwell itself: aid to households, or repair grants to the Town of Cromwell.

Brought FEMA money into CromwellDeclared for Seminole County only

2022

Severe Storms, Tornadoes, and Flooding

7 households applied for aid $69K aid approved

2015

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

1 household applied for aid

2010

Severe Storms, Tornadoes, and Straight-Line Winds

14 households applied for aid $14K aid approved $2K to the Town of Cromwell for repairs

2010

Severe Winter Storm

$4K to the Town of Cromwell for repairs

2007

Severe Storms, Flooding, and Tornadoes

1 household applied for aid

2003

Severe Storms and Tornadoes

1 household applied for aid $255 aid approved

2000

Severe Winter Ice Storm

$9K to the Town of Cromwell for repairs

Seminole County has had 24 natural disasters declared since 1953, most often severe storms and ice storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Cromwell is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Cromwell’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Cromwell. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.