Natural hazards · Coyle

Coyle, OK natural hazards

Most of the natural-hazard damage FEMA expects in Coyle comes from cold waves, and overall the risk is high for a U.S. community. Flood insurance has paid 5 claims here since 1993. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Coyle?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Coyle to be higher than in 71% of U.S. communities, mostly from cold waves and tornadoes.

Cold waves29%Tornadoes29%Inland flooding18%Heat waves7%Hail6%Everything else12%

By hazard

What Coyle faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

29% of expected damage

Below average · higher than 37% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

29% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 5 years in the area

Inland flooding

18% of expected damage

Below average · higher than 40% of U.S. places

Recorded about once every 2 years in the area

Heat waves

7% of expected damage

Above average · higher than 71% of U.S. places

Recorded about 19 times a year in the area

Hail

6% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about 11 times a year in the area

Lower here

HurricanesIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Coyle flood?

Every paid claim on a federal flood insurance policy in Coyle, from FEMA’s records.

5paid claims since 1993

$20Kpaid to owners

1homes flooded more than once

19932026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Coyle isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Logan County.

What’s been done with FEMA grants

3storm safe rooms built

Disasters that hit Coyle

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Coyle itself: aid to households, or repair grants to the Town of Coyle.

Brought FEMA money into CoyleDeclared for Logan County only

2025

Wildfires and Straight-Line Winds

12 households applied for aid $146K aid approved

2020

Severe Winter Storm

$26K to the Town of Coyle for repairs

2019

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

4 households applied for aid $2K aid approved $5K to the Town of Coyle for repairs

2015

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

1 household applied for aid

2009

Severe Storms and Tornadoes

4 households applied for aid $3K aid approved

2007

Severe Storms, Flooding, and Tornadoes

1 household applied for aid $470 aid approved

Logan County has had 37 natural disasters declared since 1953, most often severe storms and ice storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Coyle is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Coyle’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Coyle. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.