Coweta’s biggest natural hazard is inland flooding
Most of the natural-hazard damage FEMA expects in Coweta comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 62 claims here since 1980. 7 federal disasters brought FEMA money into town.
What stands out about Coweta’s weather risks
Read from FEMA’s records below. The page puts what stands out first.
Does Coweta flood? Sometimes: 62 flood claims since 1980
Every paid claim on a federal flood insurance policy in Coweta, from FEMA’s records.
- The Early summer storms1 claim · $12K
Coweta isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Wagoner County.7 federal disasters brought FEMA money to Coweta
Disasters that paid out in Coweta itself (aid to households or repair grants to the City of Coweta) and its biggest flood years.
- 2021Severe Winter Storms24 households applied for aid$5K aid approved
- 2019Severe Storms, Straight-Line Winds, Tornadoes, and Flooding49 households applied for aid$55K aid approved$70K to the City of Coweta for repairs
- 2015Severe Storms, Tornadoes, Straight-Line Winds, and Flooding23 households applied for aid$35K aid approved$12K to the City of Coweta for repairs
- 2008Severe Storms, Tornadoes, and Flooding$172K to the City of Coweta for repairs9 flood claims paid that year
- 2007Severe Winter Storms$205K to the City of Coweta for repairs
- 2005Extreme Wildfire Threat1 household applied for aid
Show all 8
- 2000Severe Winter Ice Storm$8K to the City of Coweta for repairs15 flood claims paid that year
- 198617 flood claims paidThe most in any one year on record
Wagoner County has had 26 natural disasters declared since 1953, most often floods and severe storms.
Old photos of Coweta after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Coweta archive →How exposed is Coweta?
FEMA expects yearly storm and flood damage to homes and buildings here to be higher than in 85% of U.S. communities, mostly from inland flooding and heat waves.
Rated higher than 705 of the 838 Oklahoma towns we cover.
Coweta covers 1 census tract, combined by population.
What Coweta faces
Each hazard’s share of the damage FEMA expects here, and how it compares with the rest of the country.
Inland flooding
Heat waves
Cold waves
Tornadoes
Ice storms
Get ready for what Coweta actually faces
A short kit for its top hazards, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Know the nearest cooling center or air-conditioned library.
- Drink water before you feel thirsty.
- Check on neighbors who live alone.
- Let faucets drip so pipes don’t freeze.
- Know where your water shutoff is.
- Never heat the house with the oven or a grill.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Coweta and its neighbors
How storm and flood risk compares across the town line. Tap a town to see its hazards.
| Town | Rating | Mostly | Flood claims |
|---|---|---|---|
| Coweta | Very high | inland flooding | 62 |
| Broken Arrow | Moderate | inland flooding | 108 |
Rating = expected yearly storm and flood damage as a share of what’s there, vs. U.S. communities. Flood claims = paid federal flood insurance claims on record.
Most disasters here begin in April–June
The month each of Wagoner County’s 26 declared disasters began, since 1953.
What these numbers can and can’t tell you
- An average, not a forecast. FEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
- Compared by rate. “Higher than N%” compares yearly damage as a share of what’s there, so a big city isn’t rated riskier just for having more buildings.
- Money that reached town. Flood claims are matched to Coweta’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Coweta.
- It follows property value. FEMA’s model weighs damage to buildings, so a place that recently lost many homes can rate lower than it feels. Across Coweta, expected losses total about $639K a year, counting buildings, people and crops.
Storm stories
Memories, warnings and help from neighbors in Coweta.
Your answer becomes a post in Town Square.
Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau. Preparedness tips: Ready.gov. An average of past damage, not a forecast.