Natural hazards · Council Hill

Council Hill, OK natural hazards

Most of the natural-hazard damage FEMA expects in Council Hill comes from inland flooding, and overall the risk is high for a U.S. community. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Council Hill?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Council Hill to be higher than in 64% of U.S. communities, mostly from inland flooding.

Inland flooding45%Tornadoes15%Heat waves10%Drought7%Cold waves5%Hail5%Everything else13%

By hazard

What Council Hill faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

45% of expected damage

Above average · higher than 70% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

15% of expected damage

Above average · higher than 60% of U.S. places

Recorded about once every 7 years in the area

Heat waves

10% of expected damage

Well above average · higher than 86% of U.S. places

Recorded about 26 times a year in the area

Drought

7% of expected damage

Recorded about 20 times a year in the area

Cold waves

5% of expected damage

Above average · higher than 55% of U.S. places

Recorded about once a year in the area

Hail

5% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about 9 times a year in the area

Lower here

HurricanesIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Council Hill flood?

FEMA's records show no paid flood insurance claims in Council Hill.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Council Hill isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Muskogee County.

What’s been done with FEMA grants

4storm safe rooms built

Disasters that hit Council Hill

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Council Hill itself: aid to households, or repair grants to the Town of Council Hill.

Brought FEMA money into Council HillDeclared for Muskogee County only

2024

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

3 households applied for aid $29K aid approved

2022

Severe Storms, Tornadoes, and Flooding

1 household applied for aid

2015

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

2 households applied for aid

2005

Extreme Wildfire Threat

1 household applied for aid

2003

Severe Storms and Tornadoes

4 households applied for aid

Muskogee County has had 26 natural disasters declared since 1953, most often severe storms and ice storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Council Hill is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Council Hill’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Council Hill. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.