Natural hazards · Copeland

Copeland, OK natural hazards

Most of the natural-hazard damage FEMA expects in Copeland comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 1 claim here since 2019.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Copeland?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Copeland to be higher than in 89% of U.S. communities, mostly from inland flooding.

Inland flooding72%Tornadoes8%Heat waves6%Everything else14%

By hazard

What Copeland faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

72% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about once a year in the area

Tornadoes

8% of expected damage

Above average · higher than 69% of U.S. places

Heat waves

6% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about 17 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Copeland flood?

Every paid claim on a federal flood insurance policy in Copeland, from FEMA’s records.

1paid claims since 2019

$10Kpaid to owners

0homes flooded more than once

20192026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Copeland isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Delaware County.

Disasters that hit Copeland

Federal disasters declared here

None of the disasters declared for Delaware County shows FEMA aid or repair money reaching Copeland itself in FEMA’s records.

Brought FEMA money into CopelandDeclared for Delaware County only

Delaware County has had 26 natural disasters declared since 1953, most often severe storms and ice storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Copeland covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Copeland’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Copeland. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Copeland total about $1.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.