Natural hazards · Colony

Colony, OK natural hazards

Most of the natural-hazard damage FEMA expects in Colony comes from inland flooding, and overall the risk is high for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Colony?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Colony to be higher than in 77% of U.S. communities, mostly from inland flooding and drought.

Inland flooding28%Drought25%Tornadoes14%Cold waves8%Ice storms7%Strong wind7%Everything else12%

By hazard

What Colony faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

28% of expected damage

Above average · higher than 71% of U.S. places

Recorded about once every 2 years in the area

Drought

25% of expected damage

Recorded about 79 times a year in the area

Tornadoes

14% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about once every 3 years in the area

Cold waves

8% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about 2 times a year in the area

Ice storms

7% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once a year in the area

Strong wind

7% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 5 times a year in the area

Lower here

HurricanesWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Colony flood?

FEMA's records show no paid flood insurance claims in Colony.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Colony isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Washita County.

What’s been done with FEMA grants

3storm safe rooms built

Disasters that hit Colony

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Colony itself: aid to households, or repair grants to the Town of Colony.

Brought FEMA money into ColonyDeclared for Washita County only

2007

Severe Storms, Flooding, and Tornadoes

1 household applied for aid

2002

Severe Winter Ice Storm

$785 to the Town of Colony for repairs

Washita County has had 29 natural disasters declared since 1953, most often severe storms and ice storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Colony is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Colony’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Colony. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.