Natural hazards · Cleora

Cleora, OK natural hazards

Most of the natural-hazard damage FEMA expects in Cleora comes from inland flooding, and overall the risk is very high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Cleora?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Cleora to be higher than in 83% of U.S. communities, mostly from inland flooding.

Inland flooding70%Tornadoes9%Ice storms6%Everything else15%

By hazard

What Cleora faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

70% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about once a year in the area

Tornadoes

9% of expected damage

Well above average · higher than 75% of U.S. places

Recorded about once every 45 years in the area

Ice storms

6% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesHailWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Cleora flood?

FEMA's records show no paid flood insurance claims in Cleora.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Cleora isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Delaware County.

Disasters that hit Cleora

Federal disasters declared here

None of the disasters declared for Delaware County shows FEMA aid or repair money reaching Cleora itself in FEMA’s records.

Brought FEMA money into CleoraDeclared for Delaware County only

Delaware County has had 26 natural disasters declared since 1953, most often severe storms and ice storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Cleora covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Cleora’s own flood-insurance community; household aid to the registrant’s city; repair grants to Cleora. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Cleora total about $1.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.