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Natural hazards · Chouteau

Chouteau, OK natural hazards

Most of the natural-hazard damage FEMA expects in Chouteau comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 1 claim here since 2019. 10 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Chouteau?

56
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Chouteau to be higher than in 56% of U.S. communities, mostly from inland flooding and ice storms.

Inland flooding41%Ice storms15%Tornadoes15%Heat waves7%Strong wind6%Everything else17%
By hazard

What Chouteau faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

41% of expected damage
Above average · higher than 55% of U.S. places
Recorded about 2 times a year in the area

Ice storms

15% of expected damage
Well above average · among the top 1% of U.S. places
Recorded about once a year in the area

Tornadoes

15% of expected damage
Above average · higher than 54% of U.S. places
Recorded about once every 7 years in the area

Heat waves

7% of expected damage
Well above average · higher than 89% of U.S. places
Recorded about 23 times a year in the area

Strong wind

6% of expected damage
Well above average · higher than 86% of U.S. places
Recorded about 7 times a year in the area

Lower here

HurricanesHailWinter weatherCold wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Chouteau flood?

Every paid claim on a federal flood insurance policy in Chouteau, from FEMA’s records.

1paid claims since 2019
$14Kpaid to owners
0homes flooded more than once
20192026
of homes in flood zones
are insured
of all homes
are insured
No community discount. Chouteau isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Mayes County.

What’s been done with FEMA grants

7storm safe rooms built
Disasters that hit Chouteau

10 federal disasters brought FEMA money here

Disasters the President declared that paid out in Chouteau itself: aid to households, or repair grants to the Town of Chouteau.

Brought FEMA money into ChouteauDeclared for Mayes County only
2024

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

1 household applied for aid
2023

Severe Storms, Straight-Line Winds, and Tornadoes

$11K to the Town of Chouteau for repairs
2019

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

25 households applied for aid $45K aid approved
2015

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

17 households applied for aid $31K aid approved
2011

Severe Winter Storm and Snowstorm

$4K to the Town of Chouteau for repairs
2009

Severe Winter Storm

$13K to the Town of Chouteau for repairs
2007

Severe Winter Storms

$45K to the Town of Chouteau for repairs
2007

Severe Storms, Flooding, and Tornadoes

5 households applied for aid $405 aid approved
2005

Extreme Wildfire Threat

32 households applied for aid $91K aid approved
2000

Severe Winter Ice Storm

$13K to the Town of Chouteau for repairs
Mayes County has had 22 natural disasters declared since 1953, most often severe storms and ice storms.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Chouteau is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Chouteau’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Chouteau. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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